From Car Allowance to the Road Crash Lesson

1. I was out with my friends today and one of them was working as a contractor. Most of the time he has to travel a lot going from places to places to meet with the clients. His company provides him with a company car and he even has car allowance to allow him to fuel up. So basically he can goes around anywhere for free.

2. I’m just wondering does he have to pay for the cost of repair if he were to involve in an accident since it is the company car. In my opinion, he should be bearing for the cost since he should be taking care of the car. Anyway, he told me that the company vehicles all have flexible and customizable Vehicle Reimbursement programs. So in any should he is involved in an accident where liability claims is needed, the company can get full reimbursement from the car allowance provider to repair the vehicle. Therefore he doesn’t need to pay anything for the repair cost.

3. I suddenly remembered about a story which happening on I-80 going westbound in Central Pennsylvania in September 2003, as told by lecturer during my study abroad. Since my friend has lot of travel, it is good for him to learn something about the risk on the road.

4. The story began when my lecturer was traveling westbound in the fast lane following the semi truck. He was about to pass a newer Buick car when this happened. There were a 76 year old driver and 85 year old passenger in the Buick car. He saw them turn on their left turn signal but they were in the slow lane (right lane). They then suddenly turned at 60 Mph right in front of the semi truck. Until now my lecturer still wondering why the old driver did that sudden swerve.

5. Then, the semi T boned them at 65 Mph. He (my lecturer) had to slam my brakes on and slid into the grassy median and called 911. He managed to take some digital pictures while waiting to speak to the state trooper who was still with the truck driver. Both women were killed and it was an incredibly ugly scened that he walked up to.

6. So lesson of the day, to my friend and all the readers, please be careful on the road, we never know what will happen as everything is just so unpredictable, especially when being around the moving trucks. You know, the collision between heavy vehicle and passenger car is never compatible. The result is usually fatal and really a mess. So be careful.

New Honda Civic 2009 Sedan Auto Insurance Pictures

1. Thanks to the Honda's proactive auto insurance dealer and an expert with a scanner (",), we now have a good look at the upcoming 2009 Honda Civic sedan. The biggest change is the up front, where the new Civic will get the family smile thanks to a redesigned grille and front fascia. The newly Honda Civic 2009 design seems exhibit the newly Honda City 2009, at least from the exterior part. Maybe it is just me though.

2. Out back, the lighting has been tweaked, but not substantially. Two trim levels have been added: The DX-VP and LX-S, presumably a value and sport package, respectively, helping Civic tweak its price points for broader appeal. The whole thing has an "incremental improvement" quality about it, which — along with "incremental weight gain" — is the same formula that's worked for Civic for about 30 years now.

3. However, all of these Honda magnificient features are useless if we don't buy auto insurance for women. I'm not trying to be a gender descriminator, but it is just for "safety-net" if anything happened to this luxury performance car. Understand?

4. Anyway, some good highlights on this newly Honda Civic 2009 are the incredible interior room, good steering, breaks and handling. Also, not to forget its gorgeous front bumper and grille styling, head and tailight assemblies, USB interface, Bluetooth, GPS and stability control. Yes, you heard me, the car has a built-in GPS!

5. Before I finish the post, I just want to warn you that when this Honda Civic car is out, your teenagers or kids will love it so much. Thus, as a safety precaution, don't forget to equip yourself with teenagers auto insurance. We never know what will happening in the future. Right?

What is Debt Consolidation?

1. Barrack Obama has been appointed to be the most powerful man on earth (is it?) when he won the United States’ presidency election recently. However, that winning will bring him a lot of problems or positively said, “challenges” to solve especially when the country’s economy is shacking hard and collapsing uncontrollably.

2. The impact not only damaged the finance industry but also affected the greatest auto industry. Thus, don’t only put the weight on the shoulder of Obama; we must act too to improve our debt consolidation, which is the key to help our economy.

3. When talk about debt consolidation, lots of people feel uncomfortable and try to run. Don’t run brother; learn a little bit and you will find that this thing is not that bad. Debt consolidation will actually help you to lower your payments by having good credit consultancy or counseling. Without you know it, you will have one simple monthly payment and periodically you will be debt free.

4. It’s easier to talk rather than to do it. For the start, why don’t you saving your money, slowly but surely. There is some good Chinese people advice on how to be millionaire by saving USD200 per month. Time doesn’t matter, what’s really matter is the method to achieve a millionaire goal. Same goes with debt consolidation concept. You need to slowly remove you debts, one by one and at the same time, not taking any new debts. Good luck!

Find Way to be Financial Freedom

1. This is a picture of crashed Toyota Harrier which took 5 lives instantly after having head on collision with a truck. Majority of the people understand that things happen with a reason. Without further discussing the reason itself, they are all assuming life must move on. It is indeed hard thing to do by people who involved or even indirectly involved with such unlucky events. The implication worsen when there are huge amounts of money to settle. This is where people need to be in Debt Relief all the time as a method of precaution.

2. One way to start is first, you need to reduce your debt in a package called debt reduction. Your credit cards wont be affected, so you have least to worry about but all you need to do is having consultation with specific finance consultant about your accumulating debts. "Dude, will IRS nail me on this package?" No. I never heard such case happening but for safety precaution, why don't you call IRS yourselves.

3. Besides this, there are couple more options where you can ensure your Debt Relief freedom such as debt consolidation, bankrupcy and credit counseling. All these programs are designed specifically for own financial freedom and I really recommended that. Last but not least, it is back to your decision, everybody has great plans that work but if you don't try, it is useless. So act now! You are not only taking this for your own benefits but also for those significant figures around you if anything bad happening.

Downfall of Capitalism: You Might Lost Your Super Car

1. World is now has been shocked with United States economy crisis where most of big players on the industries has been bankrupted and need to be bailed out. The crisis and the economic turmoil is implicitly without we know it, not only affected housing mortgages, also affected car repossession rights. Yeah, things about the car loan and so on.

2. The downfall of capitalism has brought the change on people. Religion has told us thousand years earlier that capitalism is illegal where poor become poorer and rich become richer and this is indeed unfair. But people are greed and now they got their punishment. This urges people to emphasize on reevaluation of repossession laws.

3. You need something powerful to maintain and sustain your vehicle possession, if not your vehicle will be gone. Bank is so strict at the moment. One of the method is you have to pay off loans to make your finance strong on the eyes on banker. Everybody hurts on this worldwide crisis and if you love your car, you better act now or….tomorrow your car might be towed without you realize it..

What are the Difference between Auto Loan and Car Finance?

1. Both are actually the same, only words are different. Don’t believe me eh? According to Mr. Wikipedia, auto loan can be defined as hmmm well in easy word it is just a debt, that within some amount of time, you have to pay some interest. I told you on the last post that interest is indeed a bad thing. Anyway, we are frequently heard the term bad credit car finance. What is that supposed to mean actually?

2. When you have bad credit car finance, you will have difficult time on selling or buying new car. But that is not the problem as many people can still buy the new car. You know why? Let me tell you the secret.

3. The secret of many people look onto when having bad credit finance is to look for non status car finance. “What the heck is that dude?” Chill out bro, the term is actually meaning something like even if you have bad credit history, you can still get the car you want in the condition that you have decent and trustable personality.

4. Basically the company will buy the car and lease it to you. It is easy right? Yeah, everything is easy nowadays. You don’t need to buy or borrow books from library or shop to know something; you just need to google it! This is how world progressing and so with the loaning system. Do you agree? Whatever…

The Debate Issue of Auto Loan?

1. I figure that so many people comes to have a dream having good and super car but in reality they just can’t even afford to have a used car. So as a solution, they made an Auto Loan which is not too bad either. You go loan some money, pay it monthly and of course with some interest, and you good to go with new used car. :D

2. Well, the bad thing is interest or so called riba is forbidden in Islam. Both that involve on the trade will got your “portion”. So don’t you dare to make an excuse like I didn’t eat riba, he (the one that receive interest) is eating the riba. But who give him the interest? It is you right? “So how I can buy new car while I can’t make an Auto Loan?” Hmm I dunno, but maybe for start, you should just go find the job, save some money, and buy a car that affordable for you in cash, maybe loaning a bit from friends who don’t charge you interest.

3. The reality is indeed, with so many impossible and unachievable dreams, hurt so many people. The question is why you even dream while you know it is just a dream. Somebody told me, “dream can make our wish come true”. Yeah I wish your words were true but it is not. Striving is the key while tawakal is the hope. Bottom line here, please avoid things that make a doubt in your heart and pursue the most confident ones.